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Buying a call center, billing or office services company in Jacksonville and Northeast Florida

Jacksonville and Northeast Florida has 129 established call center, billing and office services companies by our count: companies in business at least 15 years that still file with the state every year and aren't part of a larger group. Of those, 69% have been in business 20 years or more. Most will never be listed for sale, and many of their owners have never been asked.

129
established companies
69%
built over 20+ years
$202k+
a year, earned by the top quarter
22%
built over 30+ years

What it takes to own one

Call center, billing and office services companies in Jacksonville and Northeast Florida come in every size. Here's what owning one could look like at three levels, from a solid company to one of the leaders, with a small business loan covering most of the price.

A solid company
Earns about
$92,000 a year
Price about
$276,000
Your cash
$39,000
Could pay you
up to $42,000 a year
A strong company
Top quarter in Jacksonville and Northeast Florida
Earns about
$202,000 a year
Price about
$605,000
Your cash
$85,000
Could pay you
up to $93,000 a year
One of the leaders
Top tenth in Jacksonville and Northeast Florida
Earns about
$423,000 a year
Price about
$1.3 million
Your cash
$178,000
Could pay you
up to $194,000 a year

Earnings are owner earnings: profit plus what the owner pays themselves, before loan payments and taxes. They and the prices are our estimates from public records, not the owners' figures, and we value companies like these at about 3.0 times a year's owner earnings. Your cash covers the down payment and closing costs, and what the business could pay you is what's left after the loan payments and the cushion lenders require. The more cash you bring, the further up you can go.

Age, size and location

Revenue is our estimate from public records, grouped into wide ranges.

In businessCompanies
Under 20 years40
20 to 29 years61
30 to 39 years19
40 years or more9
Estimated yearly revenueCompanies
Under $1M38
$1M to $2M6
$2M to $4M6
Over $8M1
CountyCompanies
Duval64
St. Johns57
Other counties8
TownCompanies
Jacksonville60
St. Augustine15
Ponte Vedra Beach10
Saint Augustine9
St Augustine7
Ponte Vedra5

What the best of them have in common

  • Many clients on monthly contracts, with few cancellations each year.
  • Prices based on actual use (calls, minutes, claims processed), so busier clients pay more and no client costs more to serve than it pays.
  • Steady staffing, trained team leads and written procedures for each client, so a new agent can handle any account.
  • Modern phone and software systems on contracts the business can keep after a sale.
  • Service that's measured and reported to clients: answer times, accuracy and error rates.
  • A specialty (medical, legal, home services) that brings referrals from one client to the next.
  • An owner who manages the business rather than covering shifts or answering phones.

What to check before you buy

  • Revenue by client and by type of contract, and each contract's length, notice period and whether it can pass to a new owner.
  • Labor costs, staff turnover and local wages. Remote workers in other states mean dealing with those states' payroll and tax rules.
  • The phone system, software and data: who holds the licenses, whether they transfer, and what it would cost to switch.
  • Records showing the rules are followed: call recordings, consent records, collection practices and HIPAA risk assessments.
  • Client complaints, refunds, or penalties for missing promised service levels.
  • Telephone and internet costs, and what happens if the main provider goes down.
  • For medical billing, how much of each practice's billings the firm actually collects. That's what clients judge you on.

Questions to ask the owner

  • How many clients do you have, and how much of your revenue comes from the top five?
  • How many clients canceled last year, and why?
  • Do you make sales calls or collect debts for anyone?
  • What happens when an agent quits mid-shift or a system goes down?
  • Which software and phone contracts are in your personal name?
  • How do you set your prices, and when did you last raise them?
  • If you were staying, what would you build next, or who would you hire?

To learn what these companies do, which licenses they need and how ownership works, read our full guide to buying a call center, billing or office services company in Florida.

Owning a company in Jacksonville and Northeast Florida

The local economy

This region covers Duval, St. Johns, Clay, Nassau, Baker and Putnam counties: Jacksonville, Jacksonville Beach, St. Augustine, Ponte Vedra Beach, Orange Park, Fleming Island, Green Cove Springs, Fernandina Beach, Yulee, Macclenny and Palatka. Jacksonville merged with most of Duval County in 1968, which makes it the largest city by land area in the lower 48 states.

The economy leans on logistics, the Navy and financial services. Logistics runs through JAXPORT, major rail lines and the meeting of Interstates 95 and 10. The Navy has Naval Air Station Jacksonville and Naval Station Mayport. Insurance and health care matter too. St. Augustine, founded by the Spanish in 1565, and Amelia Island draw steady tourism. Trucking and logistics firms, the building trades, medical practices and home services all fit this market.

What's different about owning a company here

Northeast Florida is less seasonal than South or Southwest Florida, with fewer winter residents and more year-round employers. Direct hurricane landfalls have been less common here than on other parts of the coast, but storms still bring flooding along the St. Johns River and the beaches, so check insurance costs and flood zones.

Military families bring skilled workers and working spouses into the labor pool, though they also move on when orders change. St. Johns, Clay and Nassau have added the most new homes, and companies serving those suburbs have grown with them. Georgia is close, and some companies here serve customers across the state line. Work in Georgia may need Georgia licenses, so ask how much revenue comes from there and who holds those licenses.

Call center, billing and office services companies in other regions

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